Mortgage Calculator
Mortgage calculator with PMI, property taxes, and homeowners insurance.
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Tax & Insurance
PMI
NOT REQUIREDApproximate your credit score range to estimate monthly PMI.
Payment $3,250
| Principal & Interest | $2,209 |
| Property Tax | $833 |
| Home Insurance | $208 |
| PMI not required |
Income Benchmarks
| Housing Ratio | |
|---|---|
| 25% | $157,000 |
| 35% | $112,000 |
| 40% | $98,000 |
| ~ Allowable Debt |
|---|
| $2,370 |
| $760 |
| $260 |
Allowable debt is an estimate of monthly debt payments given your inputs and the income calculated to maintain a debt-to-income ratio below 43%.
Loan $400,000
| Purchase Price | $500,000 |
| Down Payment • 20% | $100,000 |
| Total Mortgage Payments | $795,172 |